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Advocacy

The CDA support initiatives that enable everyone to have an opportunity to have a home they can afford. Especially for low- to moderate-income families and individuals, it’s easily the most important aspect to create stability in all other areas of life. With the affordable housing crisis impacting lower-income households, in...

Mortgage Programs

The Scott County CDA participates in the START UP & STEP UP through the Minnesota Communities Participation Program and the Mortgage Credit Certificate Program. More information is available from Minnesota Housing. Single Family Housing Guaranteed Loan Program – US Rural Development What does this program do?  This program assists approved...

First-Time Homebuyers

Curious to see if you’re ready to buy your first home? We can help! Participants in our homebuyer programs work on household budgets, how to navigate the steps of a mortgage, and setting goals to transform the dream into reality. Where ever you are in the path to homeownership, we...

Foreclosure Counseling

Facing foreclosure can be scary. If you’re behind on your mortgage or struggling to keep up with your payments, we’re here to help with free, unbiased, confidential services to get things back on track. You have options! Over 50% of our participants that worked with one of our Certified Foreclosure...

Community Land Trust

The CDA is in the process of developing a Community Land Trust (CLT) program for kick-off in 2019. CLTs provide lasting community assets and shared equity homeownership opportunities for families and communities. The heart of the work of a CLT is the creation of homes that remain permanently affordable, providing...

Home Fix-Up

While Scott County CDA does not have programming for homeowners to help finance fix-up tasks, we are happy to refer you to the below options. These programs are designed specifically for low- to moderate-income households.