Services Homeownership Support
Making home ownership possible
Creating possibilities for housing is core to our mission, and this includes helping homeowners. We offer free programs for folks to explore first-time homeownership, learn about community land trust homes, and help those facing foreclosure find the answers they need. Through these programs, prospective and current homeowners are supplied with information from a trusted source, and that’s just the boost people need to make sense of complex circumstances.
We’re all about collaboration. Our clients work with us to set goals and understand the best way to move ahead to find successful outcomes.
$178,000
CDA’s Investment in ’17-18 for First-Time Homebuyer Grants
70%
Homeownership Education Workshop Graduates that Purchase a Home
300
Households Completed the First-Time Homebuyer Course
70%
Households Participated in Counseling that Avoided Foreclosure
Services Overview
Foreclosure Prevention Counseling
Facing foreclosure is a tremendous amount of stress. And really, when you're getting intimidating letters and calls, it's easy to feel helpless and frustrated. But you don't need to face this alone: We work with homeowners to help navigate the complexity by creating understanding and confidence that will uncover the best solution for you.
Homeownership Education & Counseling
Are you curious to see if you're ready to buy your first home? Our first-time homebuyer counseling is a great way to get the ball rolling, even when you are just starting to think about your options. Together, we will formulate a path to homeownership and participants qualify for a grant at the end of the course to be used towards a down payment or closing costs.
Home Fix-Up Resources
We all have to-do lists around the house. We refer low-income homeowners to community resources that helps them take on remodeling projects or energy-saving improvements to their homes. Through these available programs, you are able to increase the value of your home and finally cross things off the list.
Community Land Trust
A Community Land Trust is another tool for affordable homeownership in Scott County that provides additional opportunities for finding a home to purchase. In a hot real estate market, this provides affordable homes for those making 30% to 80% of area median income, not to mention promoting economic mobility and providing additional stable housing in our communities.