Resource Library Foreclosure
Counseling

Frequently Asked Questions

First, please complete the online application link found here.

Then, please complete the supplemental information packet found here. You will also need to include the following documents:

  • Proof of household income for all members for the past 30 days, including:
    • Benefit statements or letters documenting your social security, disability, pension, and/or unemployment payments
    • If self-employed, provide profit and loss statements for the most recent quarter
    • If you receive rental income, provide the Lease Agreement
    • If you receive child support and/or spousal support, provide the divorce decree
  • Most recent tax returns with all schedules
  • Two most recent consecutive months of bank statements for all accounts, including all pages
  • Most recent Mortgage Statement and any letters from your lender(s) and foreclosure attorney
  • Recent Utility Bill(s)

Proof of household income for all members should include the following:

  • Last 30 days’ proof of household income (paystubs, benefit statements)
  • Benefit statement/letter if you receive social security, disability, pension, and/or unemployment
  • If self-employed, profit and loss statement for the most recent quarter
  • Most recent tax returns with all schedules
  • Lease agreement if you received rental income
  • Divorce decree if you receive child support and/or spousal support

For some clients, the initial action plan and periodic check-ins are all that are needed to resolve the circumstances. For others, in-depth counseling is required. The counselor will work with you to discuss a timeframe and schedule follow-up appointments as necessary.