Scott County CDA Homeownership

We're in this together.

Creating possibilities for housing is core to our mission, and this includes helping homeowners. We offer free programs for folks to explore first-time homeownership, learn about how to fix-up or invest in the homes they already have, and help those facing foreclosure find answers. Through these programs, prospective and current homeowners are supplied with information from a trusted source, and that’s just the lift people need to make sense of complex circumstances.

We’re all about collaboration. Our clients work with us to set goals and understanding the best way to move ahead to find successful outcomes.

70%

first time homebuyer counseling program participants purchased a home

 

51%

were first generation homebuyers

82%

foreclosure households were stable upon exit

CDA's Homeowner Services

Foreclosure Prevention

Facing foreclosure can be scary. If you’re behind on your mortgage or struggling to keep up with your payments, we’re here to help with free, unbiased, confidential services to get things back on track. You have options! Over 50% of our participants stayed in their home with their current mortgage or were able to modify the mortgage to support future success. Start the conversation by clicking here.


Homebuyer Education

Are you curious to see if you’re ready to buy your first home? Participants in our homebuyer counseling program work on budgets, how to navigate the steps of a mortgage, and setting goals to transform the dream into reality. Click here to get started.

Home Fix-Up Resources

That drippy faucet. The crooked garage door. We all have to-do lists around the house! And for the bigger projects, we help homeowners tackle tasks that include items such as remodeling projects, energy saving improvements like window replacements and HVAC system upgrades. The CDA refers folks to a number of partners that can help you increase the value of your home and finally cross things off the to-do list. Read about these programs here.

Our First Home

Client Story

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Finding Solutions

Client Story

“I had a heart attack last year and couldn’t work or pay my mortgage for a few months. I asked a company to help me, but it turned out to be a scam. I then contacted the CDA and they helped me with the lender and referred me to the MN Attorney General to address the scam. In just 45 days, my lender approved a workout option. I am now current on  my mortgage and can afford to remain in my home even on my fixed income!” ~2018 CDA participant

Dreams become Reality

Client Story

Val, her husband, and four children live in Savage. With an annual income of $18,000, she was curious about how to increase their earnings while still allowing her husband and herself to have flexible schedules to be able to provide childcare. During her participation in the Self Sufficiency program, she has been able to set goals that have turned into reality. She's gotten her GED and increased their income to over $56,000 a year: Total game changer for their family's ability to prosper. And the next goal? Start her own business. With the escrow funds from her participation in the program, she's got $13,000 to invest in her dream.

Looking for Help?

Need for help with navigating a foreclosure? Learn more about the homeownership course? Our Resource Library is a great place to find helpful information. Start your search by clicking below.

Visit the Library