Homebuyers Club

Keys to Housebuyers Club

Financial Literacy Keys in Housebuyers Club

Home Maintenance Keys in Housebuyers Club

Housebuyers Club Grant Possibilities

Do you know what it takes to purchase a home? Are you prepared to be a homeowner?

Find Out NOW!

Learn the keys to successful homeownership by attending the Homebuyers Club offered by the Scott County Community Development Agency.

Classes are offered quarterly and are limited to ten households with priority given to low to moderate income households and residents of Scott County and those who wish to purchase in Scott County.

Homebuyers Club graduates may be eligible for a grant from the Scott County CDA for down payment assistance.

Participants are encouraged to meet one-on-one with a pre-purchase counselor to go over your individual homebuyer situation.  A pre-purchase counselor can help you review your credit, define a realistic budget, and create a plan for homeownership.  To find a pre-purchase counseor that is right for you, contact the Minnesota Home Ownership Center.

Some topics covered during the Homebuyers Club:

  • Budgeting
  • Understanding credit and reading your credit report
  • Goal setting
  • Identifying your "dream home"
  • Shopping for a realtor, loan officer, and home inspector
  • Types of loans available
  • Choosing the mortgage that is right for you
  • Predatory lending
  • Negotiating a sale
  • What to look for with your home inspector
  • Do-it-yourself home maintenance
  • And much, much more!

The Scott County CDA's Homebuyer's Club uses the Home Stretch curriculum and meets most first-time homebuyer education requirements. Please contact your lender prior to registering for the Homebuyers Club to ensure that it is approved.



Other Resources for First-time Homebuyers:

Minnesota Housing

Build Wealth MN/Twin Cities Community Land Bank

Minnesota Home Ownership Center

10 Secrets Every First-time Homebuyer Should Know (PDF)

Scott County CDA has adopted National Industry Standards.  Find out more here.